Austin moves fast, and your mortgage should too. Mark Prendergast — a mortgage loan officer with CMG Home Loans (NMLS 280440) — helps Austin-area buyers get preapproved, make strong offers, and close with confidence.
Austin deals come with Travis and Williamson County property taxes, competitive multiple-offer situations, and fast timelines. A lender who works these deals every day knows how to structure a preapproval sellers actually trust.
Mark serves buyers across the Austin metro — Austin, Round Rock, Georgetown, Pflugerville, Cedar Park, Dripping Springs, Buda, San Marcos — and all of Texas. Ask about the 1% lender credit toward your closing costs on qualifying loans.
There is no single number. Conventional loans can start at 3% down for qualified first-time buyers, FHA loans start at 3.5%, and VA loans require 0% down for eligible borrowers. The right amount depends on your price range, credit, and monthly payment comfort — a conversation with a local lender will narrow it fast.
Get preapproved before you tour homes. A real preapproval — with income and assets reviewed, not just a quick online estimate — tells you your budget and makes your offer stronger in Austin's competitive market.
Yes. Self-employed borrowers qualify using tax returns and bank-statement documentation, depending on the program. The paperwork is heavier, so start the conversation early — ideally 60 to 90 days before you want to buy.
A typical purchase closes in 21 to 30 days once you are under contract. Clean documentation and a responsive lender keep things on the short end of that range.
Yes. Mark is based in the Austin area and licensed to help borrowers all across Texas, from the Austin metro to Dallas, Houston, San Antonio, and everywhere in between.
Get a straight answer on what you qualify for — no pressure, no obligation.
Call 512-587-4959